:root{
  --navy:#00314a; --navy-2:#002536; --navy-3:#0b4462;
  --blue:#03a9f4; --blue-d:#0288c7;
  --ink:#1c2b36; --muted:#55636e; --line:#e3e9ee; --bg-alt:#f4f7f9; --white:#fff;
  --radius:14px; --shadow:0 10px 30px rgba(0,49,74,.08);
  --head:'Montserrat',system-ui,sans-serif; --body:'Open Sans',system-ui,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:400 17px/1.7 var(--body);color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue-d)}
h1,h2,h3,h4{font-family:var(--head);color:var(--navy);line-height:1.2;margin:0 0 .6em}
h2{font-size:clamp(1.7rem,3vw,2.4rem);font-weight:700}
h3{font-size:1.15rem;font-weight:600}
p{margin:0 0 1.1em}
.wrap{width:min(1180px,100% - 40px);margin-inline:auto}
.narrow{width:min(820px,100% - 40px)}

/* buttons */
.btn{display:inline-block;font:600 .85rem/1 var(--head);letter-spacing:.08em;text-transform:uppercase;text-decoration:none;
  padding:15px 28px;border-radius:999px;background:var(--blue);color:#fff;border:2px solid var(--blue);transition:.2s}
.btn:hover{background:var(--blue-d);border-color:var(--blue-d)}
.btn-light{background:#fff;color:var(--navy);border-color:#fff}
.btn-light:hover{background:transparent;color:#fff}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-sm{padding:10px 20px;font-size:.75rem}
.actions{margin-top:1.6em}

/* header */
.site-header{position:absolute;inset:0 0 auto 0;z-index:20}
.site-header .bar{display:flex;align-items:center;justify-content:space-between;padding:22px 0}
.brand img{width:230px}
.menu{list-style:none;margin:0;padding:0;display:flex;align-items:center;gap:30px}
.menu>li{position:relative}
.menu>li>a{font:600 .8rem/1 var(--head);letter-spacing:.08em;text-transform:uppercase;color:#fff;text-decoration:none;padding:10px 0;display:inline-block}
.menu>li>a.current,.menu>li>a:hover{color:var(--blue)}
.menu>li>a.btn{color:#fff;padding:10px 20px}
.subtoggle{display:none}
.sub{list-style:none;margin:0;padding:10px 0;position:absolute;left:-16px;top:100%;min-width:240px;background:#fff;border-radius:10px;box-shadow:0 18px 40px rgba(0,0,0,.18);
  opacity:0;visibility:hidden;transform:translateY(6px);transition:.18s}
.has-sub:hover .sub,.has-sub:focus-within .sub{opacity:1;visibility:visible;transform:none}
.sub a{display:block;padding:9px 20px;color:var(--ink);text-decoration:none;font-size:.92rem}
.sub a:hover{background:var(--bg-alt);color:var(--blue-d)}
.menu-toggle{display:none;background:none;border:0;padding:8px;cursor:pointer}
.menu-toggle span{display:block;width:26px;height:2px;background:#fff;margin:6px 0;transition:.2s}

/* hero */
.hero{position:relative;min-height:56vh;display:flex;align-items:flex-end;padding:170px 0 80px;background:var(--navy) center/cover no-repeat;color:#fff}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(0,37,54,.92) 0%,rgba(0,49,74,.75) 45%,rgba(0,49,74,.35) 100%)}
.hero .wrap{position:relative}
.hero h1{color:#fff;font-size:clamp(2.2rem,5vw,3.6rem);font-weight:700;max-width:16ch;margin-bottom:.35em}
.hero-sub{font-size:clamp(1.05rem,1.8vw,1.35rem);max-width:46ch;opacity:.92;margin:0}
.hero::after{content:"";position:absolute;left:0;bottom:0;height:5px;width:120px;background:var(--blue)}
.hero.home{min-height:92vh;align-items:center}
.hero.home h1{font-size:clamp(2.5rem,6vw,4.4rem);max-width:15ch}
.hero.home .hero-sub{max-width:56ch;margin-bottom:2em}

/* sections */
.sec{padding:90px 0}
.sec.alt{background:var(--bg-alt)}
.sec.intro{padding:70px 0 30px}
.sec.intro+.sec:not(.alt){padding-top:40px}
.lead{font-size:1.25rem;line-height:1.75;color:var(--ink);text-align:center;margin:0}
.eyebrow{font:600 .78rem/1 var(--head);letter-spacing:.16em;text-transform:uppercase;color:var(--blue-d);margin:0 0 14px}
.sec .wrap>p{max-width:78ch;color:var(--muted)}

h3.subhead{margin-top:1.8em;font-size:1.3rem}
blockquote{margin:2em 0 0;padding:22px 28px;border-left:4px solid var(--blue);background:#fff;border-radius:0 var(--radius) var(--radius) 0;
  font:600 1.1rem/1.6 var(--head);color:var(--navy);box-shadow:var(--shadow)}
.sec.alt blockquote{background:#fff}
.sec:not(.alt) blockquote{background:var(--bg-alt);box-shadow:none}

/* cards */
.cards{display:grid;gap:22px;margin:34px 0 10px}
.c2{grid-template-columns:repeat(2,1fr)} .c3{grid-template-columns:repeat(3,1fr)} .c4{grid-template-columns:repeat(4,1fr)} .c1{grid-template-columns:1fr}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 26px;position:relative;transition:.2s;display:flex;flex-direction:column}
.sec:not(.alt) .card{background:var(--bg-alt);border-color:transparent}
.card::before{content:"";width:34px;height:4px;border-radius:4px;background:var(--blue);margin-bottom:18px}
.card h3{margin-bottom:.5em}
.card p{color:var(--muted);font-size:.97rem;margin:0}
.card .num{font:700 2rem/1 var(--head);color:var(--blue);opacity:.35;position:absolute;top:22px;right:24px}
.card.link{text-decoration:none;color:inherit}
.card.link:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--blue)}
.card .more{margin-top:auto;padding-top:16px;font:600 .8rem/1 var(--head);letter-spacing:.06em;text-transform:uppercase;color:var(--blue-d)}

/* checklist */
.checks{list-style:none;padding:0;margin:26px 0 0;display:grid;grid-template-columns:repeat(2,1fr);gap:14px 30px}
.checks li{position:relative;padding:14px 18px 14px 50px;background:#fff;border-radius:10px;border:1px solid var(--line);font-weight:600;color:var(--navy);font-size:.97rem}
.sec:not(.alt) .checks li{background:var(--bg-alt);border-color:transparent}
.checks li::before{content:"";position:absolute;left:18px;top:50%;width:18px;height:18px;margin-top:-9px;border-radius:50%;
  background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/11px no-repeat}

.figure{margin:34px 0 0;background:#fff;border-radius:var(--radius);padding:20px;box-shadow:var(--shadow)}
.figure img{margin:auto}

/* CTA band */
.cta{background:var(--navy);color:#fff;padding:80px 0;text-align:center;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 15% 20%,rgba(3,169,244,.28),transparent 45%),radial-gradient(circle at 85% 90%,rgba(3,169,244,.18),transparent 40%)}
.cta .wrap{position:relative}
.cta h2{color:#fff;margin-bottom:.5em}
.cta p{opacity:.88;font-size:1.08rem;margin:0 auto 1.8em;max-width:62ch}
.cta h2:last-of-type+.btn{margin-top:.6em}

/* team */
.team{display:grid;gap:34px}
.person{display:grid;grid-template-columns:240px 1fr;gap:44px;align-items:start;background:#fff;border:1px solid var(--line);border-radius:20px;padding:40px;box-shadow:var(--shadow);scroll-margin-top:30px}
.avatar{width:240px;height:240px;border-radius:50%;object-fit:cover;border:6px solid #fff;box-shadow:0 0 0 2px var(--blue),var(--shadow)}
.person h2{margin-bottom:.15em;font-size:1.9rem}
.role{font:600 .82rem/1.4 var(--head);letter-spacing:.12em;text-transform:uppercase;color:var(--blue-d);margin-bottom:.4em}
.tags{color:var(--muted);font-size:.92rem;border-bottom:1px solid var(--line);padding-bottom:16px;margin-bottom:18px}
.person p{color:var(--ink)}
.edge{background:var(--bg-alt);border-left:4px solid var(--blue);padding:14px 18px;border-radius:0 10px 10px 0;margin-bottom:0}

/* contact */
.contact{padding:90px 0;background:var(--bg-alt)}
.grid2{display:grid;grid-template-columns:1fr 1.1fr;gap:60px;align-items:start}
.contact h2{font-weight:500;font-size:clamp(2rem,4vw,2.8rem)}
.contact h2 em{color:var(--blue);font-style:italic}
.contact p{color:var(--muted)}
.newsletter{margin-top:36px;padding-top:30px;border-top:1px solid var(--line)}
.formcard{background:#fff;border-radius:20px;padding:34px;box-shadow:var(--shadow)}
.formcard h2,.formcard h3{margin-bottom:.4em}
.hs-form-frame{min-height:320px}

/* footer */
.site-footer{background:var(--navy);color:rgba(255,255,255,.78);padding:70px 0 0;font-size:.92rem}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px}
.site-footer h4{color:#fff;font-size:.85rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:1.2em}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin-bottom:.6em}
.site-footer a{color:rgba(255,255,255,.78);text-decoration:none}
.site-footer a:hover{color:var(--blue)}
.site-footer p{margin:18px 0;max-width:46ch}
.eos{width:120px;margin-top:10px}
.copy{border-top:1px solid rgba(255,255,255,.1);margin-top:50px;padding:22px 0;text-align:center;font-size:.85rem}

/* responsive */
@media (max-width:1000px){
  .c4{grid-template-columns:repeat(2,1fr)} .c3{grid-template-columns:repeat(2,1fr)}
  .fgrid{grid-template-columns:1fr 1fr}
  .grid2{grid-template-columns:1fr}
}
@media (max-width:860px){
  .menu-toggle{display:block}
  nav{position:fixed;inset:0 0 0 auto;width:min(320px,85vw);background:var(--navy-2);padding:90px 26px 30px;transform:translateX(100%);transition:.25s;overflow:auto}
  .nav-open nav{transform:none;box-shadow:-20px 0 50px rgba(0,0,0,.35)}
  .nav-open .menu-toggle{position:relative;z-index:30}
  .nav-open .menu-toggle span:nth-child(1){transform:translateY(8px) rotate(45deg)}
  .nav-open .menu-toggle span:nth-child(2){opacity:0}
  .nav-open .menu-toggle span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
  .menu{flex-direction:column;align-items:stretch;gap:0}
  .menu>li{border-bottom:1px solid rgba(255,255,255,.08);display:flex;flex-wrap:wrap;align-items:center}
  .menu>li>a{flex:1;padding:16px 0}
  .menu>li:last-child{border:0;padding-top:20px}
  .subtoggle{display:block;background:none;border:0;color:#fff;font-size:1.1rem;padding:10px;cursor:pointer}
  .sub{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;background:transparent;display:none;width:100%;padding:0 0 10px}
  .has-sub.open .sub{display:block}
  .has-sub:hover .sub{display:none}.has-sub.open:hover .sub{display:block}
  .sub a{color:rgba(255,255,255,.8);padding:8px 14px}
  .sub a:hover{background:transparent}
  .brand img{width:190px}
}
@media (max-width:640px){
  body{font-size:16px}
  .sec{padding:64px 0}
  .c2,.c3,.c4,.checks{grid-template-columns:1fr}
  .person{grid-template-columns:1fr;padding:28px 22px;gap:22px;text-align:left}
  .avatar{width:170px;height:170px}
  .fgrid{grid-template-columns:1fr}
  .hero{padding:140px 0 60px;min-height:48vh}
  .formcard{padding:24px 18px}
  .lead{font-size:1.1rem;text-align:left}
}

/* advisor team additions */
.avatar.ph{display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-3) 100%)}
.avatar.ph span{font:700 2.6rem/1 var(--head);color:#fff;letter-spacing:.06em;opacity:.9}
.avatar.plus span{font-size:5rem;font-weight:500;color:var(--blue)}
.badge{display:inline-block;font:600 .72rem/1 var(--head);letter-spacing:.14em;text-transform:uppercase;background:#e6f6fe;color:var(--blue-d);padding:7px 12px;border-radius:999px;margin-bottom:14px}
.person.soon{background:var(--bg-alt);border-style:dashed;box-shadow:none}
.person.soon .tags{border-color:#d6dee5}
.person.invite{background:var(--navy);border-color:var(--navy);color:#fff;position:relative;overflow:hidden}
.person.invite::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 90% 10%,rgba(3,169,244,.3),transparent 45%);pointer-events:none}
.person.invite>*{position:relative}
.person.invite h2{color:#fff}.person.invite .role{color:var(--blue)}
.person.invite p{color:rgba(255,255,255,.88)}
.person.invite .avatar{box-shadow:0 0 0 2px var(--blue);border-color:var(--navy)}
.badge.light{background:rgba(3,169,244,.18);color:#7fd3fa}
.invite-list{grid-template-columns:1fr 1fr;margin:6px 0 4px}
.person.invite .checks li{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.12);color:#fff;font-weight:400}
.note{font-size:.88rem;opacity:.75;margin:12px 0 0}
.person .actions{margin:18px 0 0}
@media (max-width:640px){.invite-list{grid-template-columns:1fr}.avatar.ph span{font-size:2rem}}
.hero.home{background-position:68% center}